Hey! I'm Kuya Jay & I help fellow Overseas Filipinos use money as a tool to live a meaningful life.

I help Overseas Filipinos save, budget, invest, and live life on their own terms through Financial Education and Coaching.

I gained my expertise after experiencing financial pitfalls such as getting scammed, buying unnecessary and expensive financial products, losing money due to improper investment strategies, and accumulating debt in my first year as an expat.

My passion for Financial Literacy has made me a trusted person on money matters. I have delivered talks to various organizations, companies, and universities.

In 2020, I was invited to speak at the Philippine Congress about a national issue that would impact the financial situations of Filipinos living abroad.

Today, I host the Pera & Purpose Podcast, which teaches people how to use money as a tool to live a meaningful life. Additionally, I serve as an active member of the Philippine Business Council, a non-profit organization that empowers Filipinos in the UAE to establish their own businesses.

🎓 CERTIFICATIONS:
➡️ Chartered Insurance Institute (CII) - Award in Financial Planning
➡️ Chartered Insurance Institute (CII) - Award in Investment Planning
➡️ Associate Financial Planner (AFP)
➡️ Registered Financial Planner (RFP)
➡️ National Financial Educators Council - Certified Financial Education Instructor℠

🌟 APPEARED IN:
➡️ ABS-CBN
➡️ CNN Philippines
➡️ Dubai Eye 103.8
➡️ Tag 91.1
➡️ The Filipino Times
➡️ The Philippine Congress (Yep!)

💰 FINANCIAL COACHING IS FOR YOU IF YOU WANT TO..
➡️ Increase your income stream
➡️ Save more money
➡️ Invest wisely
➡️ Stop worrying about money
➡️ Get out and stay out of debt
➡️ Crisis-proof your finances
➡️ Retire comfortably